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Benefits that work for your budget and your people.

Give every person a real choice of coverage, with a contribution you can predict and guidance that makes choosing easy — wherever your team lives and whatever life stage they are in.

Team benefitsOne team, many lives.Six people, one simple benefit

One plan for everyone rarely fits anyone.

Traditional group cover asks a varied team to share one or two plans. A flexible approach starts from each person instead.

What changesTraditional group planFlexible benefits
Plan choiceOne or two plans for everyoneEach person chooses what fits
BudgetRenewal increases set by the groupA contribution you define
LocationsNetworks built around one officePlans available where people live
Life stagesSame plan for a new graduate and a parent of threeChoices that match each household
SupportA benefits booklet once a yearGuided decisions when people need them

Your budget and your people, in one calm view.

See the allowance you’ve committed, who has chosen a plan and who might need a hand — without managing anyone’s private health details.

  • A fixed monthly allowance per class
  • Participation at a glance
  • Who needs a nudge, and when
Employer workspace for Harbourline Studio: 24 employees, 18 plans chosen, an $11.4k monthly allowance within budget, the people who need to act and the monthly allowance per employee class.Employer workspace for Harbourline Studio: 24 employees, 18 plans chosen, an $11.4k monthly allowance within budget, the people who need to act and the monthly allowance per employee class.
Fictional sample data · static application preview

Predictable for you. Personal for them.

  1. Predictable contribution

    Set a monthly allowance per employee class. Your benefits budget stops being a renewal surprise.

    • Fixed amounts by class
    • Clear annual forecast
  2. Employee choice

    People choose the plan that fits their doctors, their household and their budget.

    • Plans where people live
    • Choices by life stage
  3. Guided decisions

    Plain-language comparisons and real people help every employee choose with confidence.

    • Typical vs harder year
    • Guides on hand

Different places, stages and needs — one benefit.

Remote and in-office, new graduates and parents, people caring for family and people nearing retirement. A flexible benefit meets each of them where they are.

  • JRJordanDenverParent of two · Paediatric network
  • AMAriRemote · MainePart-time · Low premium
  • LKLeeAustinNew graduate · Preventive care
  • SPSamPortlandCaring for a parent · Specialist access
  • RTRaeDenverNearing retirement · Prescription cover
  • NONomiRemote · OhioExpecting · Maternity care

Six people, four locations, six different reasons to choose differently. Sample team

Explore flexible benefits.

See how a contribution-based approach could work for your team’s size, locations and budget.