For Teams & Employers
Benefits that work for your budget and your people.
Give every person a real choice of coverage, with a contribution you can predict and guidance that makes choosing easy — wherever your team lives and whatever life stage they are in.
A different approach
One plan for everyone rarely fits anyone.
Traditional group cover asks a varied team to share one or two plans. A flexible approach starts from each person instead.
Employer workspace
Your budget and your people, in one calm view.
See the allowance you’ve committed, who has chosen a plan and who might need a hand — without managing anyone’s private health details.
- A fixed monthly allowance per class
- Participation at a glance
- Who needs a nudge, and when


Why teams switch
Predictable for you. Personal for them.
Predictable contribution
Set a monthly allowance per employee class. Your benefits budget stops being a renewal surprise.
- Fixed amounts by class
- Clear annual forecast
Employee choice
People choose the plan that fits their doctors, their household and their budget.
- Plans where people live
- Choices by life stage
Guided decisions
Plain-language comparisons and real people help every employee choose with confidence.
- Typical vs harder year
- Guides on hand
Every kind of team
Different places, stages and needs — one benefit.
Remote and in-office, new graduates and parents, people caring for family and people nearing retirement. A flexible benefit meets each of them where they are.
- JRJordanDenverParent of two · Paediatric network
- AMAriRemote · MainePart-time · Low premium
- LKLeeAustinNew graduate · Preventive care
- SPSamPortlandCaring for a parent · Specialist access
- RTRaeDenverNearing retirement · Prescription cover
- NONomiRemote · OhioExpecting · Maternity care
Six people, four locations, six different reasons to choose differently. Sample team
Your next step
Explore flexible benefits.
See how a contribution-based approach could work for your team’s size, locations and budget.



